Medicaid Renewal

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Key Information About Medicaid Renewal

You may have received a letter from your state’s Assurance Life Group office about renewal, or seen it in the news. Since 2020, the process was paused due to the COVID-19 Public Health Emergency. Now that the emergency has ended, states are resuming normal eligibility operations. This means renewal is starting again. While it may be familiar for those enrolled before 2020, it could be confusing for those who gained dual eligibility during the pandemic. Our licensed agents are here to guide you through the process and help you understand your options.

Assurance Life Group Coverage Redetermination & Renewal Process

If you’ve received a notice about your coverage ending or are concerned about your eligibility, it’s important to understand the renewal process. States have resumed eligibility checks, and your coverage may change. Our licensed agents are available to assist you through the process and help you find the right plan for your needs.

Have you received notice that your Assurance Life Group coverage is ending?

If you are notified that your coverage is ending, you can request a hearing from your Assurance Life Group agency before the cancellation takes effect. This ensures you remain covered during the appeals process.
Many states allow you to attend hearings and reviews by telephone or video, with accommodations for individuals with disabilities and those who speak languages other than English.
Even after disenrollment, you may still have a 90-day window to restore your coverage.

The 2025 Medicaid Renewal Process

You’ll receive a Medicaid renewal notice from your state’s office.
Submit the necessary documents as per your state’s requirements.
Your state’s Medicaid office will review your eligibility and either approve or deny it.
If your eligibility changes, you’ll have the opportunity to enroll in an Assurance Life Group plan that suits your needs.

FAQs about Medicaid Renewal

Why is Medicaid Renewal Resuming in 2025?

Medicaid renewal is restarting in 2023 after a pause due to the COVID-19 Public Health Emergency. Legislation passed during the pandemic ensured continuous coverage, but now that the emergency has ended, states are resuming normal eligibility checks. This means that Medicaid recipients must go through the redetermination process again to confirm their eligibility for coverage.

When Can I Expect to Receive a Letter from My State’s Medicaid Office About Renewal?

You should expect to receive a redetermination letter from your state’s Medicaid office sometime in 2023. The exact timing can vary depending on your state’s schedule. Some states have already started sending out notices, while others may begin later in the year. The letter will inform you of your redetermination process, including any required documents or actions needed to continue your coverage. It’s important to keep an eye on your mail and act promptly when you receive this notification to ensure there are no disruptions to your coverage.

I’ve Received a Letter in the Mail from My State’s Medicaid Office. What Do I Do?

As Medicaid is a state-run program, the requirements for eligibility vary from one state to another. We recommend you carefully read the letter and make sure you understand your state’s process, as well as the documents to send in – and where to send them. While a our agent cannot send in the documents for you, we can assist you with any questions regarding the process, and ensure you have a trusted partner every step of the way.

What Documents Do I Need to Send to My State’s Medicaid Office?

Medicaid is a state program and every state is different. While there are different ways to receive Medicaid benefits, many states verify your income and your assets. You may be asked to provide information about your previous income and any changes in the documents that were mailed to you.

While the documents may vary from state to state, here are examples of what you may be asked to provide:

Birth certificates
Driver’s License/ State ID License
Pay stubs
Tax returns
Bank statements
Proof of address
Bills for housing, utilities and other expenses
Medical records
Record of immigration status

How might this affect my additional Assurance life Group coverage?

Your plan won’t immediately change if your Medicaid level is redetermined. You’ll have a period of time where you can keep it. However if your assistance changes your current plan might not be the right one for you. If there’s any change you should call us to ensure you’re in the right plan.

I’m losing coverage. What should I do?

Even if you’re losing coverage, you still have options. If your state Medicaid agency has informed you that you’re losing coverage, make sure your agency has your current contact information. If you are notified that your coverage is ending, you can request a hearing from your Medicaid agency before the cancellation takes effect. This will help ensure you remain covered during the appeals process. Many states allow you to attend hearings and reviews by telephone or video, and they provide access for individuals with disabilities or those who speak languages other than English. Even after being disenrolled, you may still have a 90-day window to restore coverage. If you’ve received a disenrollment letter, it’s important to contact a SmartMatch agent to ensure you have all the necessary information to take the right next steps.